Annual Report 2014
| Notes | Year ended December 31, 2014 | Year ended December 31, 2013 | |
|---|---|---|---|
| Fee and commission income | 7 | 15 585 951 | 12 792 116 |
| Interest and other finance income | 8 | 13 989 692 | 11 238 543 |
| Interest expense | (530 566) | (5 280) | |
| Net loss on financial assets available-for-sale | 9 | (1 588 205) | (672 539) |
| Foreign exchange gains less losses | 10 | 2 408 489 | 1 194 224 |
| Other operating income | 11 | 528 682 | 58 909 |
| Operating Income | 30 394 043 | 24 605 973 | |
| Administrative and other operating expenses | 12 | (4 978 494) | (5 029 989) |
| Personnel expenses | 13 | (5 394 764) | (4 827 004) |
| Operating Profit | 20 020 785 | 14 748 980 | |
| Interest expense in respect of written put option over own shares | - | (199 686) | |
| Share of profits of associates | 7 356 | 74 605 | |
| Profit before Tax | 20 028 141 | 14 623 899 | |
| Income tax expense | 14 | (4 034 976) | (3 042 205) |
| Net Profit | 15 993 165 | 11 581 694 | |
| Attributable to: | |||
| Equity holders of the parent | 16 041 416 | 11 586 770 | |
| Non-controlling interest | (48 251) | (5 076) | |
| Earnings per share | |||
| Basic earnings per share, rubles | 29 | 7,21 | 5,23 |
| Diluted earnings per share, rubles | 29 | 7,18 | 5,22 |
_______________________ ______________________________
Chairman of the Executive Board Chief Financial Officer
Afanasiev A.K. Fetisov E.E.
March 6, 2015 March 6, 2015
Moscow Moscow